Blog

Blog

Putting it into context

 By Joyce Libby, CFP®

February 2018

Are you listening to the right kind of advice? No one has the complete picture but you! What if you had the opportunity to put into writing where you are today and where you would like to be tomorrow? What if you had access to the knowledge and tools to put in place the path from today towards tomorrow? This is financial planning in its simplest of forms. Read More

 

Equifax Data Breach

By Joyce Libby, CFP®
September 2017

Protect Yourself and Your Family. At an absolute minimum check your financial accounts and credit reports for unauthorized transactions, updated addresses and new inquiries for credit as well as any suspicious activity. Look for unfamiliar accounts and call the issuer of the credit with any questions. Read More

 

"Will" Anyone Care If You Die?

By Joyce Libby, CFP®
August 2016

No one likes to think about their untimely death or contemplates a serious illness or incapacity; but having a plan in place to take care of those we love is just smart. I’m in my late 40’s and finally prepared my first will a few years ago. My challenge as a single mother was...  Read More

 

Articles of Interest

Are you planning your retirement using the common “Rule of Thumb”?

By Joyce Libby, CFP®
June 2016

As a long-time educator of 401(k) participants, I tend to hear many rules of thumb ... “I’m saving 10% of my income—is that enough?”, “Should I use 70% of my current income as my retirement income goal?”, “Social Security is my retirement plan!”, or “I’m retiring in 5 years, so I’m using the stable value fund or the money market fund in my 401(k). I don’t need your help.”  Read More