Stephen H. Torrance, CFP®

Our Team

Stephen H. Torrance, CFP®


Principal, Wealth Management
717-390-4336, ext. 235  |

Steve brings more than 26 years’ experience in the financial industry to benefit his clients and serves in a business development and relationship management role for EHD Advisory Services. Prior to joining EHD Advisory Services, Steve was a Vice President and Relationship Manager with PNC Wealth Management in Camp Hill & Lancaster. There, he was responsible for marketing the company’s services to high-net-worth individuals as well as institutional clients by offering a combination of investment management, trust, financial planning, and traditional banking services. 

Previously, Steve served in a similar capacity with FMA Advisory in Harrisburg and CoreStates/First Union Bank. He began his career with the Vanguard Group in Valley Forge.

A graduate of Franklin and Marshall College, Steve has been a CERTIFIED FINANCIAL PLANNER™ professional since 1996.

In the Community:

Steve is a member of the Lancaster Estate Planning Council and the Lancaster Sunrise Rotary Club, where he served as past president and is a current board member. He also is a past board member and current advisory board member of Planned Parenthood Keystone.

Behind the Scenes:

When he’s not working, Steve enjoys playing a lot of tennis, including platform tennis. 

His favorite sports teams are the New England Patriots and Philadelphia Eagles. He says when the two teams played each other in the Super Bowl, it was like winning the lottery! 

Steve also enjoys traveling, especially to Italy, and performing yard work. His favorite food is anything Asian. His top movie is "Cool Hand Luke," and his favorite television shows are "House of Cards" and "Madam Secretary."

Steve is married and has three daughters. He also has a dog, Harriet, named in memory of his beloved grandmother, since his wife wouldn’t let him bestow the honor on one of their daughters. 

If You Have Coffee with Steve:

You’ll find that he likes regular dark roast – none of those fancy concoctions for him!

Steve’s Goal in Helping His Clients:

“My goal is to demystify the financial planning process and to help develop a roadmap for all aspects of my clients’ financial lives, even if we are not directly involved with many of those puzzle pieces.”

Stephen H. Torrance